We guarantee you’ll love living in the South West when you live in a home built by us. We know what makes the South West special, because we live here too and we pride ourselves on local, quality workmanship.
Want to know about another guarantee that’s important to us? It’s the kind that comes with the guarantor loan that could get you into a home of your very own, one built by us, WA’s most awarded builder.
What’s a guarantor loan?
A guarantor home loan allows you to use the equity in the property of your parents, or someone else close to you like a sibling, in-law, aunt or uncle, as security for a mortgage. The equity of your guarantor’s property will be used as collateral for a loan, which gives the bank the confidence to lend to you and means you won’t need to pay lender’s mortgage insurance (LMI). You will be responsible for making repayments, but should anything go wrong the bank will be able to turn to your guarantor for payments.
A guarantor loan could help you get a home in the South West much faster and more easily by lowering the deposit you’ll need to get a home. It could also save you thousands in LMI costs and other fees.
Because your guarantor will be using their property as security for your home loan, there is some risk involved so it’s important to discuss the commitment involved.
Guarantor loans are a great way for first home buyers to get their foot in the door but there are some eligibility requirements you’ll need to meet.


Who’s eligible for a guarantor loan?
To be eligible for a guarantor home loan, you’ll need to meet a number of requirements. Here’s the basics you’ll need…- To be 18 years or older
- To be an Australian citizen or permanent resident
- To have a stable income
Ready to get started?
Our in-house team of finance specialists can tell you if you qualify for a guarantor loan and guide you throughout the entire process. Contact us today to get started on your home building journey.
FAQ’s
Find the answers to some of the most common questions asked by first home buyers, or get in touch with our expert team to learn more!
What does it mean to be a loan guarantor?
Being a guarantor means you’ll be helping someone to get credit. Guarantor’s basically provide a guarantee on a loan by promising to pay back a debt if the borrower can’t. A portion or all of the equity in the guarantor’s property is usually required by lenders as additional collateral on the loan.
Can anyone be a guarantor?
Your lender will usually require that a guarantor is someone you have a close personal relationship with. This usually means a parent or a spouse, but it could also be siblings, aunts or uncles or an in-law.
Why would someone need a guarantor?
A borrower might need a guarantor because they’re young and don’t have much credit history, they might for instance be a first home buyer, or they may have just started a job, have a history of bad credit or have a lower income or savings than the banks require. A guarantor can help borrowers overcome these hurdles.