Get started with as little as $4K*
Dreaming of owning a home in the South West, but don’t have the savings to make it happen? With a low deposit home loan, the home you’ve always wanted could be much closer than you think!
Whether you’re renting, living with your parents or have owned a home before, low deposit home loans are the perfect way to start building much sooner. Most traditional lenders require a minimum 10 or even 20% deposit for a home loan, but with a low deposit home loan, you could qualify with as little as $4K* in your pocket. Imagine that, instead of saving for months or even years while property prices increase, you could start reaping the benefits of owning your own home sooner!

Ready to get started?
Our in-house team of finance specialists can help! Owning a home in the South West could be much closer than you think. Get in touch with us today to find out what you qualify for.
What is a low deposit home loan?
A low deposit home loan is a finance option that is designed to help buyers with minimal savings get into their own home sooner.
Whilst most lenders require a large deposit for finance approval (often a minimum of 20% to avoid Lenders Mortgage Insurance), low deposit home loans aim to lower entry costs by allowing buyers to qualify for a loan with a deposit as low as 2-5%. That means, you could start building with us with only a $4K* deposit!
For many Australians, this could mean getting into a home years sooner. Instead of saving tens of thousands of dollars while paying rent and other living expenses, you could get into the property market right now.


Do I qualify?
So, who’s eligible for a low deposit home loan? To qualify you’ll need to meet a number of minimum requirements. Here’s the basics you’ll need to fit the criteria…
- Be 18 years or older
- Be an Australian citizen or permanent resident
- Have a stable income
FAQ’s
Find the answers to some of the most common questions asked by first home buyers, or get in touch with our expert team to learn more!
Can I buy a house with a small deposit?
Yes, with a low deposit home loan you can. Low deposit loans are designed to help you get into the housing market quicker, even if you don’t have a lot saved up. If you only have a small amount of savings but can afford to pay your rent, then a low deposit home loan could be for you.